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Travel Insurance

Worldwide Family Travel Insurance is available under the Group Insurance Scheme for member, spouse/co-habiting partner and dependent children and grandchildren under the age of 23, in full time education and residing with the member.

Providing annual multi-trip cover for Worldwide travel, up to 31 days in any one trip.  Winter Sports and scuba diving to 40m (providing the member holds a recognised diving qualification) are included along with a wide range of other activities. Cover for natural disasters such as volcanic eruption, earthquake, tsunami, flood etc is also included. 

If you would like to join the Group Insurance Scheme, please complete the application form on the Group Insurance Scheme page and return it to us as soon as possible. Cover commences once a premium has been deducted from your pay.

Premiums and benefits change at retirement and again at age 65.  Cover ceases at age 75.


Your policy wording

Your policy wording is available to download for both the Group Insurance Scheme and stand alone on the right hand side of this page.  This is your contract of insurance and you must ensure that you have read and understood the terms and conditions and that the cover meets your needs. 


Declaring your medical conditions

Please read the Declaration on pages 4 & 5 of your policy wording where you will find the Medical Exclusions that apply to this policy and; the Health Questions.   If you or anyone insured on this policy answers Yes to any of the Health Questions you must contact the Police and Fire Brigade Health Line on 01689 892 262 to declare any and all pre-existing medical conditions. 

Cover for pre-existing medical conditions does not automatically continue and you must declare these at each renewal.  You must also read the Declaration each time you book a trip and declare any new conditions or any changes to those that have already been declared.





If you have any queries, please contact George Burrows direct on 01403 327 719, Monday to Friday, between 9am and 5pm.


I wonder if you would forward this email to AGEAS the insurers of the above scheme. I cannot praise them enough for the immediate help and settlement of my claim. My wife and I were due to fly to Canada on 11 May 2016 for 28 days, but unfortunately on 27 April 2016, she suffered a severe stroke, (bleed on the brain) and she is unlikely to recover. Our days are spent as a vigil at her bedside at New Cross Acute Strike Unit, Wolverhampton. I paid for flight only by debit card, and the airline policy was no refunds under any circumstances. About a week later I contacted Ageas and duly received and completed the claim form, together with the rear being completed by the hospital Doctor. Within a few days of Ageas receiving the form I received a telephone call, on Saturday 15 May 2016, stating that the claim had been paid minus the excess for both of us. The money was in my account within a few days. Well done Ageas and yourselves for placing the insurance with such an understanding company.
Roy Marratt, Retired officer


I just want to place on record my satisfaction with the company who underwrite your travel insurance scheme (Ageas).  I recently had the misfortune of having to cancel a holiday abroad due to a medical problem.  I submitted a claim for a refund to the insurance company, and was very impressed with the way in which they handled it.  They gave very clear instruction as to the documentation they required, responded speedily to my questions during the claims process and conducted themselves in a friendly, efficient and professional manner throughout the process. In short, they are in my opinion a great choice by the police federation to underwrite the travel insurance scheme.
Mr Bernstein, Retired, Officer



West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909


T: 0.100044 s.