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Retired Officer

Members retiring from the Force on pension/medical have the option of continuing with the following schemes:


Travel Insurance                   £5.18 up to 65yrs 
                                           £11.48 65 - 69 yrs
                                           £15.21 70 - 74 yrs (cover ceases at 75 yrs).

Insurance Package              £24.87   (1st August 2017)
Inc. Spouse                        £33.20   (1st August 2017)

 

PLEASE NOTE THAT THE PACKAGE DOES NOT INCLUDE CRITICAL ILLNESS.

DETAILS OF THE RETIRED OFFICERS INSURANCE PACKAGE CAN BE FOUND IN THE INSURANCE SCHEME BOOKLET AND THE GROUP LEGAL EXPENSES DOCUMENT IN THE DOCUMENTS SECTION.

You will be automatically enrolled in the Retired Officer scheme unless you let us know otherwise.

 

If there is any change of circumstances it is vital you contact the Federation as soon as possible to check your beneficiary is up to date. Failure to do this can affect any claims.

You can download a retired officer beneficiary form in the 'Documents' section on the right hand side of this page, just complete (you can type in the form before you print), sign and send back to the Federation office via email to westmidlandspf@polfed.org or post back to us.

IMPORTANT INFORMATION

Changes to the West Midlands Police Federation Legal Expenses Insurance 

We have recently received renewal terms for the Legal Expenses Insurance and there are some important changes to bring to your attention. 

A new provider has been appointed to manage the scheme, a local firm, Legal Insurance Management (LIM).  The Legal Expenses Insurance has not increased in premiums for some time but due to increasing claims a small increase to the premiums is required. 

We are confident that the new provision offers the most appropriate and cost effective cover.

THE LEGAL HELPLINE NUMBER IS 01384 887625 AND THE POLICY NUMBER TO QUOTE IS LES/256/1315

The changes will take effect from 1st August 2017 and a summary of benefits and premiums payable for the age categories can be found below. 

 

Retired officer (up to age 64) and partner

             Retired officer

   Partner

Life assurance

£55,000

£27,500

20% advance in cases of terminal prognosis

 

 

Best Doctors service

Family cover

 

Worldwide family travel insurance

Annual/multi-trip

 

RAC Motor Breakdown Assistance

UK & European

UK & European

Mobile phone/gadget insurance

Included

Included

Legal Expenses **

 

 

Monthly premium:

£24.87*

£8.33*

 

Retired officer (aged 65 - 69) and partner

             Retired officer

   Partner

Life assurance

£7,500

£7,500

Best Doctors service

Family cover

 

RAC Motor Breakdown Assistance

UK & European

UK & European

Mobile phone/gadget insurance

Included

Included

Legal Expenses**

 

 

Monthly premium:

£17.29*

£10.16*

 

Retired officer (aged 70+)

             Retired officer

   Partner

Best Doctors service

Family cover

 

RAC Motor Breakdown Assistance

UK & European

UK & European

Mobile phone/gadget insurance

Included

Included

Legal Expenses**

 

 

Monthly premium:

£10.11*

£4.14*

       

*The premiums include Insurance Premium Tax and the Federation’s administration fee. Premiums are subject to periodic review and may go up or down.

 

** Legal Expenses cover is not included in the scheme booklet; please refer to the policy wording for full details.  The premiums include Insurance Premium Tax and the Federation’s administration fee. Premiums are subject to periodic review and may go up or down.

 

Click here to access more information on the Travel Insurance.


  

 

 

 

 

West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909

www.ajginternational.com

 
 

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