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Retired Officer

Members retiring from the Force on pension/medical have the option of continuing with the following schemes:

Travel Insurance                 £5.18 up to 65yrs 
                                           £11.48 65 - 69 yrs
                                           £15.21 70 - 74 yrs (cover ceases at 75 yrs).

Group Package Scheme    £24.09 (£24.17 from June 2017)
Inc. Spouse                        £32.41 (£32.50 from June 2017)

You will be automatically enrolled in the Retired Officer scheme unless you let us know otherwise.

As you may be aware, in the Autumn statement 2016 the Chancellor announced a further increase in the standard rate Insurance Premium Tax (IPT). This increases the previous standard rate of 10% to 12% and is effective 1st June 2017. Due to this, your monthly premiums to the Federation insurance schemes will increase  > DETAILS HERE <


Click here to access more information on the Travel Insurance.

Scheme for over 65yrs - 69yrs

From June 2012 a new scheme was set up by George Burrows which offers members over the age of 65-69 an opportunity to continue with the Federation Insurance Package. This is also available to partners if they were previously covered under the Group Life or Package scheme. The cover is available as follows:

  Retired member Partner
Life cover £7,500 £7,500
Best Doctors Family cover    
Legal Expenses £100,000  
Care First counselling service    
RAC Motor Breakdown assistance UK/European UK/European
Mobile Phone / Gadget Insurance    
Monthly premium


(£16.59 June 2017)


(£10.16 June 2017)


Please note: The travel insurance will continue to be available only as a stand alone scheme and will not form part of the above.

If you have any queries in relation to this, or would like to request an application form, please contact the Federation Office on 0121 700 1200 and select option 2 for Group Insurance.



RAC motor breakdown insurance for personal cars and motorcycles is included for all serving and retired members and their partners who subscribe to the Life Assurance scheme (either stand alone or within the package scheme).



Legal cover provided by ARC for retired officers (either stand alone or within the package scheme).


West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909


T: 0.108837 s.