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Critical Illness Cover

The Critical Illness Scheme offers a lump sum benefit to members who are diagnosed with a critical illness and survive for 14 days. Cover is as follows:

Member    £10,000 (£15,000 from 1st April 2018)
Children    £3,000 (covered under members policy and partners policy from 1st April 2018)
Spouse    £5,000 (if paying for Spouse cover, £7,5000 from 1st April 2018)


The Critical Illness Scheme also includes RED ARC assistance. For further details please see the 'RED ARC Leaflet' opposite.


For a full list of definitions and conditions of the Critical Illness Scheme, please see the 'Critical illness booklet' opposite.

The Critical Illness scheme is available as part of the Group Insurance Scheme.

If you wish to join the scheme, please complete the appropriate application form on the link provided and return to the Federation Office.




For further information contact George Burrows direct on 01403 327 719, Monday to Friday, between 9am and 5pm.


West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909



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